TABLE OF CONTENTS
DECLARATION ........... ; .................................................................................................................... .i
APPROVAL ...................................................................................................................................... ii
DEDICATION .................................................................................................................................. iii
ACKNOWLEDGEMENT ................................................................................................................ .iv
LIST OF ABBREVIATIONS ............................................................................................................ v
TABLE OF CONTENTS .................................................................................................................. vi
LIST.OF TABLES ............................................................................................................................ .ix
LIST OF FIGURES ............................................................................................................................ x
ABSTRACT ...................................................................................................................................... xi
CHAPTER ONE ............................................................................................................................... 1
1.1 Introduction .................................................................................................................................. 1
1.1 Background the study ................................................................................................................... 1
1.2 Statement of the problem .............................................................................................................. 3
1.3 Purpose of the study ..................................................................................................................... 4
1.4 Objectives of the study ................................................................................................................. 4
1.5 Research Questions ....................................................................................................................... 4
1.6 Scope of study .............................................................................................................................. 5
1.8 Significance of the study .............................................................................................................. 5
1.9 Definition of Key terms ................................................................................................................ 5
1.10 Conceptual frame work .............................................................................................................. 6
CHAPTER TWO .............................................................................................................................. 8
LITE RA TORE REVIEW ................................................................................................................ 8
2.0 Introduction .................................................................................................................................. 8
2.1 Theoretical Review ....................................................................................................................... 8
2.2 The credit facilities provided by rnicrofinance ............................................................................ 9
2.3 The effects of micro finance services on poverty reduction ........................................................ 11
2.4 Related Studies ........................................................................................................................... 12
vi
CHAPTER THREE ........................................................................................................................ 14
METHODOLOGY ......................................................................................................................... 14
3. 0 Introduction ................................................................................................................................ 14
3.1 Research Design ......................................................................................................................... 14
3 .2 Target population ........................................................................................................................ 14
3.3 Sample Size ................................................................................................................................ 14
3.3.1 Krejcie& Morgan (1970) ......................................................................................................... 15
3.4 Sampling techniques ................................................................................................................... 15
3.5 Research Instruments .................................................................................................................. 15
3.6 Validity and reliability of the instruments Validity .................................................................... 15
3.8 Data analysis ............................................................................................................................... 16
3.9 Ethical consideration .................................................................................................................. 16
CHAPTER FOUR .......................................................................................................................... 18
PRESENTATION, DATA ANALYSIS AND INTERPRETATION OF FINDINGS .............. 18
4. 0 Introduction ................................................................................................................................ 18
4.1 Demographic profiles ofrespondents ......................................................................................... 18
4.1.1 Age of the respondents ............................................................................................................ 18
4.1.2 Gender of the Respondents ...................................................................................................... 19
4.1.3 Level of Education of the respondents .................................................................................... 19
4.1.4 Level ofExperience ................................................................................................................. 20
4.2 The Effects of Microfinance services on Poverty reduction in Mukono District.. ..................... 21
4.3 The challenges faced in accessing MFI services ........................................................................ 23
4.4 The other factors that affects poverty reduction in Mukono district .......................................... 24
CHAPTER FIVE ............................................................................................................................ 25
SUMMERY OF THE FINDINGS CONCLUSIONS AND RECOMMENDATIONS ............. 25
5.0. Introduction ............................................................................................................................... 25
5.1. Discussion of the research findings ........................................................................................... 25
5.1.1. The positive effect of micro finance in the socio-economic development of people towards
poverty reduction ........... : .................................................................................................................. 25
ABSTRACT The study assessed the impacts of micro finance institution on poverty reduction in Uganda Mukono municipality Mukono district. It answered three study objectives that included: To establish the level of micro finance on poverty, examine the challenges faced in Mukono municipality Mukono district and determine the relationship between microfinance and poverty in Mukono municipality Mukono district. The study used cross sectional research design; questionnaires were used to collect data from 45 respondents who participated in the study. Education sector, in collaboration with other development stakeholders, is facilitating the social economic transformation of Uganda, as part of delivering on its huge mandate. Ultin1ately, achieving the goal of middle income status will require success at all the 3 level of service delivery namely; policy making, planning & implementation. Based on the empirical findings of the research, the impact of microfinance institution on people welfare in Mukono municipality Mukono District has varied effects on the welfare of the participating households. Some of these effects include: improved education standards, improved healthcare, in1proved incomes, enhance consumption and living standards, earning of extra income as well as reduction of unemployment by providing an avenue for self-employment. There also exists a very strong relationship between household welfare on one hand and various variables mentioned.
